For Georgia Power employees & retirees
For Georgia Power Employees & Retirees
Whether you are nearing retirement or already retired, decisions around your 401(k), benefit timing, and income strategy deserve careful thought. My work is focused on market cycles, inflation pressure, and building retirement plans that are designed to hold up under stress.
Independent fiduciary advisor with over 30 years of experience helping families navigate retirement through multiple market cycles.
Prefer to explore quietly? That’s fine. This page explains how I think and how I work.
Wilder Bailey, Founder
If you’re within 3 years of retirement: this is the most important planning window. Market declines, inflation, or rushed rollover decisions during this phase can permanently alter outcomes. It’s the right time to stress-test income, confirm benefit choices, and build a plan designed to withstand volatility—before retirement becomes irreversible.
Who this page is for
Employees
If you are still working at Georgia Power, the focus is on how your 401(k) is positioned in today’s market cycle, what risks may be hiding in default allocations, and what steps you can take now to improve future outcomes.
Retirees
If you are already retired, planning shifts toward income durability, drawdown management, and protecting purchasing power over a long retirement.
Common questions Georgia Power families ask
- Could my 401k assets benefit from Active Management
- How do I generate income without relying on perfect markets?
- What happens if inflation stays elevated?
- How do I reduce sequence-of-returns risk?
- How would a major market reset affect my plan?
Georgia Power: a quick note
Micro-panelMany Georgia Power careers provide a strong foundation for retirement. The challenge often comes at the transition— turning accumulated savings into dependable income while managing risk through changing market conditions.
- Income design: Build a retirement paycheck that does not depend on steady markets.
- Downside planning: Define how your plan responds if markets decline early in retirement.
- Decision clarity: Simplify rollover choices, allocations, and next steps before pressure hits.
If you’d like, use the Contact Page and we’ll keep the first conversation simple.
A familiar challenge—seen through a different lens
Both grid operations and retirement planning fail for the same reason: assumptions that no longer match reality.
One of the most persistent challenges faced by Georgia Power has been maintaining grid reliability through severe weather—hurricanes, ice storms, and extreme heat that place sudden stress on complex systems.
In grid operations: the challenge is restoring service when multiple failures occur at once, conditions are uncertain, and recovery depends on correct sequencing rather than speed alone.
In investing: the challenge is generating dependable income and stability when markets, interest rates, inflation, and global events move together instead of offsetting one another.
Retirement planning succeeds when it is designed for recovery—not perfection.
Resilient systems aren’t built for perfect conditions—they’re built to recover when stress is unavoidable.
If you’re exploring your options
- Read Don’t Be a Number to understand the difference between advice and product sales.
- Review Under Stress for a clear way to think about retirement planning under pressure.
- Use the Contact Page if you’d like a second set of eyes.